Simple and reliable core banking system

for Microfinance Institutions and Banks


Great user experience is our priority.

Built from scratch by a team with many years’ experience in banking and microfinance. Designed from the ground up to be secure, reliable, and easy to use.

Here are some main features that Morakot offers.

Customer Management

The Customer module was carefully designed to maximize the customer experience, while ensuring you capture the information you need for regulatory and management purposes.

Teller Function

We understand how important front-office service is. Morakot has simple and secure Vault Management, Till Management, Cash Deposit, Cash Withdrawal, Till-to-Till Transfer functionality.

Multi Branch

Morakot VB is scalable and can support the largest branch networks globally. Each branch has their own financial reporting, and customers can transact in any branch they choose.


Powerful ability to structure deposit accounts to meet customer needs, from Savings Accounts to Term Deposits.


The accounting system is integrated, with transactions automatically posted. You can define your own chart of accounts, and a manual journal entry module is also available.


Morakot supports multi-currency for both loans and deposits, and also facilitates money exchange services.


A powerful module that covers the full loan process from the application, through the approval process, drafting the loan contract, through to repayment schedule generation.

Reporting Tool

The Reporting tool provides you with the flexibility to design the reports you need to manage your business. Morakot also provide some pre-defined report template for you to start with.

System Administration

Morakot is fully configurable, including customizing the menu structure, creating/configuring new product and defining User Access Rights;

No additional hardware or installation is required. All you need is a browser.

Runs in Chrome, Safari, Firefox and Internet Explorer 10+  on any operating system

Are you ready?

Contact us for a demo

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